You were just riding in an Uber or Lyft near the airport, or heading out to catch a cruise from Port Everglades. Maybe you were driving another car that a rideshare driver hit. Maybe you were walking or riding a bike near Las Olas Boulevard when a distracted Uber or Lyft driver hit you. Now you are hurt, and you do not know who is supposed to pay for it.
That confusion is exactly what we untangle first.
George Palaidis can pull the driver’s trip data and figure out which policy was active the moment you were hurt, whether that is the driver’s own insurance or a $1,000,000 rideshare policy. We take these cases on contingency, so you pay nothing up front and nothing at all unless we recover money for you.
Talk to an Attorney Before Accepting Any Settlement.
Contact us with the date of your crash and what you remember, and we will tell you plainly what may happen next.
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Florida splits rideshare insurance into three tiers, and Broward County crash victims often assume the driver’s personal policy or the rideshare company automatically covers them. It depends entirely on the driver’s app status the moment the collision happened.
App off: If the driver was not logged into the app, only the driver’s own personal auto insurance applies. Uber and Lyft owe nothing.
App on, waiting for a ride: Once a driver is logged on but has not accepted a trip, Fla. Stat. § 627.748 requires contingent coverage of $50,000 per person, $100,000 per incident, and $25,000 for property damage.
En route or during a trip: Once a driver accepts your ride and until you are out of the car, the full $1,000,000 liability policy applies, along with uninsured and underinsured motorist coverage if another driver caused the crash and did not carry enough insurance of their own.
The driver’s app status along US-1 or anywhere else in Broward County decides which of these tiers applies, which is why that data often gets disputed. More than one insurer can owe you money at once. The rideshare policy, the driver’s personal policy, and the other driver’s insurer can all be in play on the same claim, especially near a corridor like Broward Boulevard.
Florida’s no-fault system also plays a role. Personal injury protection (PIP) pays your medical bills first no matter who caused the crash, but Fla. Stat. § 627.736 requires you to see a doctor within 14 days or lose those benefits entirely.
Florida generally gives you two years from the crash date to file a claim.
A few early steps protect both your health and your claim, whether your crash happened on I-95 or right outside a bar on Las Olas Boulevard. Call 911 and get medical care within 14 days, since that clock does not pause for anyone.
Before the app buries it, screenshot the trip receipt, the driver’s name and photo, and the route. That screenshot is often the clearest proof of when your trip started and ended.
Avoid giving a recorded statement to any insurer, and do not rush into a settlement. Florida’s two-year filing deadline gives you time to heal first, but evidence like app data gets harder to recover the longer you wait, so do not wait too long to call us.
Whether your crash happened in Hollywood, Pompano Beach, or anywhere else in Broward County, our approach starts the same way. We send preservation letters to the rideshare company right away, so your driver’s app status cannot conveniently disappear. Then we find every policy that could apply, not just the first one an adjuster offers.
George Palaidis handles these cases on contingency with a free consultation. You do not pay us anything unless we recover money for you.
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Usually you file a claim against Uber’s insurance rather than suing Uber directly, since drivers are treated as independent contractors. If your driver was on an active trip, a $1,000,000 policy applies, and we check which coverage tier fits your crash and who owes you money.
Yes, in most cases. If your driver was on an active trip when the crash happened, the rideshare company’s $1,000,000 policy covers your injuries no matter who caused the crash, and its uninsured motorist coverage can help if the other driver did not carry enough insurance.
The at-fault driver’s own insurance pays first. If that coverage is too low or missing, the rideshare company’s uninsured and underinsured coverage can step in as long as you were on an active trip, so you are not left with nothing.
Many rideshare claims resolve through negotiation with the insurer rather than a trial, but the amount depends on the coverage tier, the evidence, and how serious your injuries are. Preserving the driver’s app status early strengthens your position at the table.
Most Florida injury claims must be filed within two years of the crash date. Waiting can cost you evidence, especially the driver’s app status at the time of the crash, so it is best to talk to a lawyer well before that deadline gets close.
Yes, if you want to use Florida’s no-fault medical benefits. Florida law requires initial treatment within 14 days of the crash to keep those benefits available, so do not wait even if you feel okay at first.
If your situation does not match one of these answers exactly, that is normal. Every rideshare crash comes down to app data and other facts specific to your ride, and we will walk through yours for free.
You do not have to figure out which insurance company owes you money on your own. Contact Palaidis Law, based on Las Olas Boulevard, for a free consultation. We can pull the trip data, identify the coverage that applies, and handle the insurance company while you focus on healing. There is no fee unless we recover money for you.
A crash can leave you facing medical bills, missed work, and an insurance company that is in no hurry to treat you fairly. Palaidis Law, PA works on contingency, so you pay nothing unless we recover for you. Contact us today for a free, confidential consultation and find out where you stand.
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